Visiting the finance department here at Springhill Toyota is the last step in your car-buying process! If you can’t wait to drive home in your new Toyota or used vehicle, we totally understand — and that’s why we’ve streamlined our financing process to make it as quick and seamless as possible. Once you sit down with our finance experts, they’ll discuss your financial situation and credit score and help you understand your options. Whether you have a great credit score or one that’s less-than-ideal, you’ll be treated with respect and given the individualized attention you deserve. It’s our goal to help you find the ideal financing or leasing plan for your budget, lifestyle and family.
On top of this, because you chose us as your trusted dealership, you get the Springhill Advantage! You can complete most of the buying process from home, and you’ll get four years of no-cost maintenance when you buy a new Toyota! If you change your mind about the car you choose, you can take advantage of our three-day exchange program* and swap for a different vehicle. Want to trade in your current car? We offer free appraisals here at our dealership, along with quick and easy online estimates.
Ready to get started on your car-buying journey? Get pre-approved for financing on our website, and if you have any questions, don’t hesitate to contact us!
Navigating the world of auto finance can be complex, but at Springhill Toyota, we make the process transparent, fast, and stress-free. Whether you are looking to drive home in a new Toyota Tundra or a reliable pre-owned Corolla, our dedicated finance department is here to secure the most competitive rates available in the Mobile, Saraland, and Daphne areas.
We work closely with Toyota Financial Services and a vast network of local Alabama banks to provide personalized loan and lease packages that fit your unique financial situation.
Our finance experts can walk you through the benefits of each, helping you decide which option aligns with your driving habits and financial goals. To save time at Springhill Toyota, you can use our online tools to calculate your monthly payments, value your trade-in, and even complete a secure online finance application from the comfort of your home. Let us help you get behind the wheel of your next Toyota with a plan that works for you.
One of the most common questions our customers ask is whether they should buy or lease. Our finance experts are here to help you weigh the benefits:
Benefits of Financing (Buying): When you choose a car loan, you build equity over time. There are no mileage restrictions, and you have the freedom to customize your vehicle. Once the loan is paid off, you own the car outright.
Benefits of Leasing: Leasing typically offers lower monthly payments and allows you to upgrade to a new Toyota model every few years. It’s an excellent option for drivers in Mobile who want the latest technology and safety features with a shorter-term commitment.
At Springhill Toyota, we believe everyone deserves a reliable vehicle. That’s why we offer credit assistance programs designed for various financial backgrounds. Whether you have an established credit history, are a first-time buyer, or are looking to rebuild your credit, our team will work tirelessly to find a solution. We specialize in:
- Low-interest car loans for customers with existing credit.
- Competitive Toyota lease specials and regional incentives.
- Refinancing options to lower your current monthly payments.
We’ve digitized the financing experience to save you hours at the dealership. Before visiting our Mobile showroom, take advantage of our suite of online tools:
Secure Finance Application: Get pre-approved from the comfort of your home with our encrypted online form.
Payment Calculator: Estimate your buying power and see how different down payments or interest rates affect your monthly budget.
Value Your Trade-In: We offer top-dollar for quality trade-ins. Use our integration with industry-leading valuation tools to see what your current vehicle is worth in today's market.
Don't forget to ask our finance team about exclusive savings. We proudly offer the Toyota Military Rebate and the Toyota College Graduate Program to eligible customers as a way of saying thank you to our local community. Ready to take the next step? Visit Springhill Toyota in Mobile, AL, or contact our finance team today to discuss how we can get you behind the wheel of your dream vehicle with a payment plan you’ll love.
*Restrictions apply, vehicle condition must be consistent with when it was purchased. Maximum of 3 days or 150 miles, whichever comes first, customer pays difference in vehicle cost. If financing included negative equity from a trade-in, you can either repay the negative equity or finance it with a different vehicle, subject to financing approval. One use per customer, see dealer for complete details.
